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Frequently Asked Questions

What is a daily budget tracker?

A daily budget tracker turns a budget into a practical amount for today. DaySpend uses your budget amount, reset date, and logged spending to show a daily safe-to-spend guide.

Can I use DaySpend without connecting my bank?

Yes. DaySpend is manual by design and does not require a bank connection. You log spending when you choose, and the app updates your daily guide from those entries.

Is DaySpend free?

DaySpend is free to start. Optional DaySpend Plus unlocks extra planning tools, but free users keep raw expense history, CSV export, a Home Screen widget, and the daily guide.

How is my daily guide calculated?

DaySpend takes the budget amount and reset date you set, subtracts logged spending for the current cycle, and divides what remains across the days left. The result is a simple safe-to-spend guide for today.

What stays free?

DaySpend is free to start. Free features include manual expense logging, today’s guide, the current short forecast, a Home Screen widget with today’s number, raw expense history, CSV export, and 1 active budget.

What is DaySpend Plus?

DaySpend Plus is an optional in-app purchase for power features: the full Home Screen and Lock Screen widgets, unlimited active budgets, money in (refunds and deposits), evening review and reset-day reminders, full-cycle forecasts, local spending insights, recurring-spend clues, and PDF cycle reports. It adds planning tools. It never locks your expense history.

Can I have multiple budgets?

Yes. Free includes 1 active budget, and DaySpend Plus unlocks unlimited active budgets. With two or more, the home screen shows one budget at a time: tap a name to switch, or swipe the green band sideways. Budgets stay separate pots and are never added together. If you already had more budgets before the free limit changed, they stay active, and nothing is ever deleted or hidden because of Plus.

Can I log a refund or money coming in?

Yes, with DaySpend Plus. Log a refund, a gift, or a deposit and it goes straight back into what is safe to spend today, instead of sitting in a separate list. Money in arrived in version 1.1.0 on 23 September 2026.

Will Plus lock my expense history?

No. Your raw expense history and CSV export stay available to free users. DaySpend Plus unlocks extra planning and interpretation tools, not ownership of your data.

How do reminders work?

Reminders are local notifications you choose to enable. Free users can use a simple daily nudge. DaySpend Plus adds an evening review reminder and a reminder on the day your budget starts fresh.

Does DaySpend support multiple currencies?

Yes. DaySpend supports USD, EUR, GBP, CAD, AUD, ZAR, JPY, INR, BRL, and CHF. Fresh installs start with USD by default, and you can change the app currency in setup or settings.

Is my data private?

DaySpend is manual-first and does not require a bank connection or ad tracking. Budget and expense records are stored locally on your device, and analytics are limited to non-sensitive product/revenue events — not expense amounts, notes, budget names, or categories. If you contact support, your email app sends the message and any included app/device context you choose to send.

How do widgets work?

After adding a budget, add a DaySpend widget from your Home Screen. The free widget always shows today’s safe-to-spend number. DaySpend Plus adds tomorrow’s number, a progress bar, the Lock Screen widget, and more than one budget on your Home Screen.

How do I restore or cancel DaySpend Plus?

Use Restore Purchases in DaySpend settings or on the paywall to restore through Apple. Monthly and annual subscriptions are managed and cancelled in your App Store account settings; Apple handles purchase processing and refunds under its policies.

Can I create custom categories?

DaySpend includes common expense categories and lets you create custom categories to match the way you actually spend.